7 Best Apps to Track Your Spending and Save Money
If you want to take control of your finances, the first step is to understand where your money is going. Thankfully, technology makes this easy with apps that track your spending and help you save more. Here are the 7 best apps in 2025 to manage your budget effectively.
1. Rocket Money (Formerly Truebill)
This app is fantastic for identifying subscriptions you forgot about and automatically negotiating lower bills, saving you money each month.
2. YNAB (You Need A Budget)
YNAB is perfect for proactive planners. It uses the “give every dollar a job” method to make sure every bit of your income is allocated toward bills, goals, or savings.
3. PocketGuard
This app shows you exactly how much you can safely spend after accounting for bills and savings. It’s ideal for avoiding overspending and reaching short-term savings goals.
4. Goodbudget
Goodbudget uses the envelope budgeting system digitally, allowing you to plan monthly expenses ahead of time. Great for families who want to stick to a shared budget.
5. Mint
Mint is a classic budgeting app that automatically syncs your bank accounts, credit cards, and bills. It categorizes your spending and provides helpful charts to visualize your finances.
6. Fudget
Fudget is a simple, no-frills app perfect for quick expense tracking without complicated charts or bank linking. Great for those who prefer manual entry.
7. Empower (Formerly Personal Capital)
Empower focuses on both budgeting and investing. It’s an all-in-one finance dashboard that helps track net worth, spending, and long-term savings goals.
Key Takeaway
Tracking your spending is the key to financial success. Whether you prefer simple tracking or advanced budgeting features, these apps can help you save money and stay on top of your finances.
